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This article reminded me of what Charlie Munger said

"It's very, very important to create human systems that are hard to cheat. Otherwise, you're ruining your civilization, because these big incentives will create incentive-caused bias and people will rationalize that bad behavior is okay. Then, if somebody else does it, now you've got at least two psychological principles: incentive-caused bias plus social proof. Not only that but you get Serpico effects: If enough people are profiting in a general social climate of doing wrong, then they'll turn on you and become dangerous enemies if you try and blow the whistle. It's very dangerous to ignore these principles and let slop creep in. Powerful psychological forces are at work for evil."

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What a great addition. Couldn't agree more.

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